What is a settlement agreement and why might you need one?

by Kidd Rapinet on July 22, 2025
Solicitors in E14

If you’re facing redundancy or managing layoffs, you’ve probably heard the term settlement agreement. But what does it actually mean — and why is it so important?

A settlement agreement is a legally binding contract between an employer and employee. It usually involves the employee agreeing to waive certain rights (like bringing a claim to an employment tribunal) in exchange for compensation.

In fast-paced sectors like banking, especially around Canary Wharf, settlement agreements offer a clean, professional way to handle redundancies. They protect both sides, reduce legal risk, and help everyone move forward with clarity.

Checklist: What should a settlement agreement include?

– Clear explanation of the payment terms

– Confidentiality clauses

– Waiver of claims

Legal advice confirmation

– Timeline for signing and payment

– Reference terms (if applicable)

FAQs

Do I need a solicitor to sign a settlement agreement? Yes — it’s a legal requirement that you receive independent legal advice before signing.

Can I negotiate the terms? Absolutely. Many employees and employers negotiate the financial package, references, and other clauses.

Is it only for redundancies? No — settlement agreements can also be used for resolving disputes, performance exits, or mutual separations.

This article was brought to you by Stuart Angel from our Canary Wharf office. You can book an appointment with Stuart using the form provided or you can reach him via email sangel@kiddrapinet.co.uk or by calling 020 7205 2115

These materials and content have been prepared for the benefit of their viewers/readers. They are intended for marketing purposes only and are of a general nature and do not constitute legal advice applicable to any particular facts or circumstances. Kidd Rapinet LLP and/or the author(s) accept no duty of care, responsibility or liability for any loss or damage which you or any third party may suffer as a result of any reliance or use by you or them of these marketing materials and content, except to the extent it is not legally possible to exclude such liability. If you require legal advice on your own situation, please contact us so we can discuss how we may assist.

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