A Health and Welfare LPA
A Health and Welfare LPA gives your Attorney/s the power to make decisions relating to your health and wellbeing, such as:
- Your daily routine including washing and dressing;
- Your diet, if you are unable to shop and cook for yourself;
- What type of personal care and/or medical care you receive; and
- Whether you continue living in your own home or move into a care home or nursing home.
You also have the option of giving your Attorney the power to make decisions regarding medical matters including:
- Having an operation;
- Receiving treatment for serious diseases like cancer;
- Palliative care; and
- Whether and in what circumstances life-sustaining treatment for you should be refused.
It is advisable to discuss these matters with your family or chosen Attorney/s to ensure they understand how you feel and the decisions you would like to make. Once this document is registered, your Attorney is only allowed to use their powers once you have lost the capacity to make your own decisions.
A Property and Financial affairs LPA
A property and financial affairs LPA gives your Attorney/s the power to make decisions relating to your property and financial affairs. This document can be created to suit your requirements and you able to put restrictions on the powers that you grant your Attorney/s. Your Attorneys can make a number of decisions, including:
- Managing your bank and building society accounts;
- Paying your bills;
- Managing your investments and/or making new investments on your behalf;
- Running your business;
- Selling your home or other property if necessary; and
- Dealing with your tax affairs.
If you have a business or investments you may want to consider a number of attorney/s each experienced in different fields. Once you have made the LPA and registered it with the Office of the Public Guardian, your Attorney/s can, with your consent, start dealing with financial and property matters on your behalf. They do not have to wait until you have lost the capacity to manage your affairs before assisting you but this will only happen if that is your wish – whilst you have mental capacity they cannot use the LPA without your permission.
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“It wasn’t until my husband had a stroke and I was unable to manage his affairs I realised how important an LPA was. Fortunately, he made a full recovery and Kidd Rapinet helped us create LPA’s for the future. It’s comforting to know we have everything in hand. We would highly recommend everyone has an LPA. You just never know what is around the corner.”
S Jones, Farnham.