What happens to my digital assets on death?

by Kidd Rapinet on May 31, 2018
Older man being helped to his feet following injury

There are now very few people who do not have some form of digital asset. Digital assets take many forms – from online photo and music libraries to social media and email accounts. While many of these are of sentimental value to the deceased’s family, there are some that are also of monetary value.

It is important to consider your digital assets carefully and to investigate what happens to the various assets on death.

Digital Accounts can be bequeathed

Dependent on the type of account concerned, assets can be bequeathed, memorialised, taken down or deactivated.

Virtual Currency and obtaining access after death

Virtual currency or cryptocurrencies (e.g. bitcoin) are pseudo-currencies that are traded from virtual or digital wallets and stored in a virtual world. In order for the currency to be used, the digital wallet must be accessed and the transaction approved. Access is obtained via two keys: a public key and a private key. The public key is a series of characters and is visible to anyone as an address for sending and receiving currency. The private key is what allows the owner to access the contents of the wallet securely. After your death, the contents of the wallet will be inaccessible if you do not provide the details of both keys to your executors.

It is important to deal with cryptocurrency in your will to ensure that it is inherited by an individual or individuals you would wish to benefit. It is also important for your executors to note that any cryptocurrency is recoverable and identifiable and, as such, your virtual wallet is subject to inheritance tax on your death. The value of an individual bitcoin on the date of publication was £7,464 and so cryptocurrency can have a significant effect on the value of the estate.

Intellectual Property Rights can be used after death

It is possible that some digital assets have valuable intellectual property rights which can be used after death to benefit the beneficiaries of the estate.

Individuals with their own domain names or videos posted online that have been monetised through being linked to advertising would be examples of digital assets that have an intellectual property element. Individuals who publish or store books online should consider the intellectual property rights attributable to books.

These assets may need to be dealt with separately from other online assets and an intellectual property expert may need to be consulted.

Cloud Storage – this is typically deleted if the holder dies.

Many of us store our data in the cloud rather than on physical devices. The right to access these accounts is dependent on the specific terms of the provider.

Typically, data held in the cloud will be deleted when the holder dies. If the storage is subject to a monthly payment then the right to access would cease and the contents be deleted when the payment stops. You are usually able to give access rights to another individual and so it would be prudent to investigate how to go about this.

Reward Cards – transferring your cards on death

Many of us have reward cards for a number of stores and supermarkets. It is important to look at the terms and conditions to see whether the rewards can be transferred on death or whether they are cancelled and membership ended.

iTunes and Amazon Kindle – often assets like this are not transferrable after death

Many of us have a significant collection of music and eBooks stored online. As these are usually subscription accounts we generally have a limited licence to the music or book rather than actual ownership. This means that often the asset is non-transferrable on death.

It is important to investigate whether you hold a licence and see whether this can be transferred on death or whether the account and its contents will be closed.


It may seem that the most sensible solution would be to include your passwords in your Will. However, we would advise that setting out a list of account and passwords in a separate document kept with your will would be more sensible. A will becomes a public document once probate has been obtained, which means that anyone can pay a fee and see the contents of the Will, but not associated documents. By including the passwords for your accounts in the body of your will you would be, potentially, placing sensitive and personal information in the public domain.

It is also important to consider whether providing your passwords and usernames would breach the terms and conditions of use on the digital account.

This article was brought to you by our Wills and Probate solicitors.  You can speak to any of our Wills, LPA and Probate lawyers across our other offices in Aylesbury, Canary Wharf, Farnham, High Wycombe, Maidenhead or Slough, using the form provided.  Please use the links provided to find more information on Wills and Probate, Wills and Probate Disputes and Lasting Power of Attorney for Health and for Finances

These materials and content have been prepared for the benefit of their viewers/readers. They are intended for marketing purposes only and are of a general nature and do not constitute legal advice applicable to any particular facts or circumstances. Kidd Rapinet LLP and/or the author(s) accept no duty of care, responsibility or liability for any loss or damage which you or any third party may suffer as a result of any reliance or use by you or them of these marketing materials and content, except to the extent it is not legally possible to exclude such liability. If you require legal advice on your own situation, please contact us so we can discuss how we may assist.



We’re here to support
your next step

Whatever that may be

Request a video call, phone call
or an in-person meeting

    Go Back