Why you shouldn’t overlook personal chattels in your Will

by Kidd Rapinet on August 13, 2025

When people think about writing a Will, they often focus on the big-ticket items—property, savings, investments. But what about the things that carry emotional value? Family heirlooms, jewellery, artwork, furniture, or even a treasured collection—these are known as personal chattels, and failing to address them properly in your will can lead to confusion, disputes, and unintended consequences.

Our lawyers specialise in Wills and Lasting Powers of Attorney (LPAs), They’ve seen first-hand how important it is to provide clear guidance on personal belongings. These items may not always have high monetary value, but they often carry deep sentimental significance—and that’s where careful planning matters most.

What are personal chattels?

Personal chattels are defined in law as tangible, moveable items that are not used for business purposes. This includes:

  • Jewellery and watches
  • Furniture and household items
  • Clothing and personal effects
  • Vehicles
  • Art, books, and collections

Without specific instructions, these items may be left to the discretion of your executors, which can cause stress or disagreements among loved ones.

Why it matters to leave personal items to loved ones

Leaving personal chattels unaddressed in your will can create:

  • Uncertainty: Executors may not know your wishes, leading to delays or difficult decisions.
  • Disputes: Family members may have differing views on who should receive what.
  • Emotional strain: Sentimental items can become flashpoints during an already difficult time.

By clearly stating your intentions—or leaving a letter of wishes to accompany your will—you can help ensure your belongings go to the right people, for the right reasons.

How can a lawyer help you?

With years of experience in estate planning, our team understand that making a Will is about more than just legal documents—it’s about people, relationships, and peace of mind. We take the time to build a rapport with each client, so we can help you think through your options and make decisions that reflect your values.

When we meet, your chosen lawyers will talk you through:

  • Identifying which personal chattels you want to specify
  • Deciding whether to include them in your Will or a separate letter of wishes
  • Ensuring your instructions are clear, practical, and legally sound

If you’re ready to make a Will—or review an existing one— we invite you to meet with one of our lawyers at an office local to you. Together, we will make sure your wishes are respected and your loved ones are protected from unnecessary stress.

You can call us or schedule your consultation using the form provided. Let’s make sure nothing important is left unsaid.

This article was brought to you by our Wills and Probate solicitors.  You can speak to any of our Wills, LPA and Probate lawyers across our other offices in Aylesbury, Canary Wharf, High Wycombe Maidenhead or Slough, using the form provided.  Please use the links provided to find more information on Wills and Probate, Wills and Probate Disputes and Lasting Power of Attorney for Health and for Finances

These materials and content have been prepared for the benefit of their viewers/readers. They are intended for marketing purposes only and are of a general nature and do not constitute legal advice applicable to any particular facts or circumstances. Kidd Rapinet LLP and/or the author(s) accept no duty of care, responsibility or liability for any loss or damage which you or any third party may suffer as a result of any reliance or use by you or them of these marketing materials and content, except to the extent it is not legally possible to exclude such liability. If you require legal advice on your own situation, please contact us so we can discuss how we may assist.

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